Great article in the Arizona Republic today by Russ Wiles about getting control of your credit issues. I work with three fantastic clients and experts who teach how important it is to understand your credit, money and finances.
Dean Wegner is a certified credit counselor and he says you can actually freeze your credit report. Also, its good to have some cards with balances, just not all of them completely full or empty. That takes a toll on your credit score too. He also says there is the Good, Bad and Ugly about Student Loans. Many people don’t realize this is the most common “late” on reports.
Chris Kulpinski is passionate about grandparents and parents teaching the importance of FICO scores to kids. If you can’t manage your money and credit, you may not get that job you want. Employers look at your FICO now and as we see people trying to make ends meet and get a better paying job, they need to realize their credit issues could be the determining factor in whether you get that position or not.
Michelle Evard says there is an emotional background to how people spend, save and invest their money. There is also a big difference in how men and women view money and finances. Women tend to panic and want to save what they have. Men are more risk takers and sometimes better understand that the stock market will go up and down and its ok to ride out a bad time. She was on Ch 3’s Good Morning Arizona this morning. See her interview here!
Click on their names and learn more about how they can help you understand your money and finances!